The general rule for each of these is as follows: It is also important to be aware of how much the loan will total, how much of a down payment you're making, and how long the loan will be. And though this figure is the easiest to understand, it isn't the only number to be aware of. ![]() It can give you a reality check on whether you can afford the vehicle. This website is protected by reCAPTCHA and the Privacy Policy and Terms of Service of Google apply.The monthly payment is the best indicator of how the car loan will impact your budget. If you take out Payment Protection Insurance, the APR of your loan may vary, since the cost of the policy's Financed Single Premium (PUF for initials in Spanish) will be included in the loan amount and will affect the total amount owed. Financing subject to approval from Banco Bilbao Vizcaya Argentaria, S.A. The product is not available at BBVA branches. Total debited amount: €12,925.70.Ĭalculations based on car loan being signed on the last day of the month.Įxclusive conditions for single-borrower, online fast loans of up to €20,000 taken out by new customers. Total debited amount: €12,458.31.Įxample with no paycheck or pension direct deposited at BBVA for a loan of €10,000 over 96 months (8 years). Payment of the monthly installment: the last day of each month.Įxample with direct deposit of paycheck or pension at BBVA for a loan of €10,000 over 96 months (8 years). To 6.50% fixed NIR ( 6.86% APR) without a paycheck or pension direct deposited with BBVA.From 5.50% fixed NIR ( 5.81% APR) with a paycheck or pension direct deposited at BBVA.Terms and Conditions of Fast Online Loan for new customers: Total debited amount: €12,137.20.Įxample without direct deposit of paycheck or pension at BBVA for a loan of €10,000 over 96 months (8 years). Up to 5.80% fixed NIR ( 6.13% APR) with a paycheck or pension not direct deposited at BBVA.Įxample with direct deposit of paycheck or pension at BBVA for a loan of €10,000 over 96 months (8 years).From 4.80% fixed NIR ( 5.08% APR) with a paycheck or pension direct deposited at BBVA.Terms and Conditions of the Eco-Car Loan for customers and new customers: 2.30% commitment fee on the borrowed amount: €230. Total debited amount: €13,131.96.Įxample without a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years). ![]() To a fixed 7.45% NIR ( 8.57% APR) with a paycheck or pension not direct deposited at BBVA.Įxample with a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years).From a fixed 6.45% NIR ( 7.49% APR) with a paycheck or pension direct deposited at BBVA.Terms and Conditions for customers of the Coche Online Personal Loan for vehicles under 3 years old: Total debited amount: €14,220.13.Ĭalculations based on loan being signed on the last day of the month. Total debited amount: €13,730.04.Įxample without a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years). Total or partial early repayment fee on the unpaid amount: 0.50% if the outstanding payment period is under 12 months, and 1% otherwise.Įxample with a paycheck or pension direct deposited at BBVA for a €10,000 loan over 96 months (8 years).Payment of the monthly installment: the last day of each month. To a fixed 8.70% NIR ( 9.94% APR) with a paycheck or pension not direct deposited with BBVA.From a fixed 7.70% NIR ( 8.84% APR) with a paycheck or pension direct deposited with BBVA.Terms and Conditions for customers of the Coche Online Loan for vehicles over 3 years old: It only provides information for that specific example. Remember that the information provided by the simulation does not constitute an offer. You can also calculate the monthly payment and the interest on the loan, as well as get information on the NIR and APR interest rates and the fees in order to find out the total amount to be repaid. ![]() With our car loan calculator, you can choose the amount and repayment period, calculate the financing fee and determine the interest. At BBVA, we can offer you the finance you need.
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